Privacy Practices
Peoples Choice Federal Credit Union
Information Privacy Policy / Statement
Peoples Choice Federal Credit Union is committed to making
available financial products and services that can help members meet their financial needs
and goals. Protecting personal information is a high priority for everyone
associated with Peoples Choice Federal Credit Union.
To ensure that members can rely upon the quality
of products and services that we make available, Peoples Choice Federal Credit Union has
adopted this Information Privacy Policy / Statement which will be provided to our members
on an annual basis or as required by applicable regulatory requirements.
Peoples Choice Federal Credit Union’s Information
Privacy Policy is distributed to all staff at the credit union. Our policy states
that information provided to Peoples Choice Federal Credit Union in the
normal course of business will be held in the strictest of confidence. Unauthorized
or illegal disclosure of your private information is a violation of our policy.
Peoples Choice Federal Credit Union may collect nonpublic
personal information about you from the following sources:
- Information we receive from you on applications or other
forms, and/or through our verification of this information;
- Information about your transactions with us or others; and
- Information we receive from a consumer- reporting agency.
We do not disclose any nonpublic information about you to
anyone, except as permitted or required by law.
If you decide to terminate your membership or become an
inactive member, we will adhere to the privacy policies and practices as described in this
privacy statement.
Peoples Choice Federal Credit Union restricts access to your
personal and account information to those employees who need this information to provide
products or services to you. We maintain physical, electronic, and procedural
safeguards to comply with applicable state and federal regulations to protect your
nonpublic personal information.
Our credit union will only share information when
absolutely necessary. We will only share information to administer the products and
services we provide, or when required to do so by the government, or when we partner with
other businesses to provide a broader array of products and services.
Our credit union will partner only with businesses that
follow strict confidentiality requirements. The businesses we select will offer
products designed to enhance our members’ economic well being. Under no
circumstances will we authorize these firms to charge your account without your express
consent, and we will not sell your personal information to outside organizations.
Effective Date: February 21, 2001
Reference: NCUA Rules & Regulations Sections 716.6
&716.7
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